Buy To Let

We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most buy to let mortgages are not regulated by the Financial Conduct Authority

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Buy to let mortgages for contractors made easy 

Lenders are also imposing their own tougher restrictions on portfolio landlords. If you are adding a fourth property (or above) to your portfolio, then when applying for new finance you will now need to show full financial information for each existing property. If your existing portfolio is heavily mortgaged, this could result in you getting turned down for new loans.

If you’re still keen, the other thing to bear in mind is that any loan for Buy to Let is assessed on your self-employed profit (that’s after deduction of expenses), which is also secondary to the potential rental income from the property.

As we saw in 2017, taxation rules are always changing, so we recommend you always seek specialist tax advice before completing any purchase. But if you want to explore your options further, contact one of our specialist mortgage advisors today.

Most buy to let mortgages are not regulated by the Financial Conduct Authority

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We Say Yes To CIS

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