Download Your Free CIS Mortgage E-Book
- Learn how to check your credit history and CIS invoices
- Understand why it’s important to have a paper trail for your deposit.
- Give yourself the best possible chance of being approved for a CIS mortgage!
We say ‘YES!’ to CIS
- Less than 1 year self-employed
- 5% deposit
- Less than 3 years in the UK
- High day-rate but low net profit
As long as you are on the CIS Scheme, and have 3 months’ worth of continuous payments and a good credit record, then we can help you get a mortgage offer based on your average day-rate.
Don’t worry if y ou’ve even had a few minor credit blips in the past; or have yet to complete your first self-assessed tax return: we can still help!
Seriously Competitive rates from High Street banks
Our friendly mortgage advisors are all experts in the CIS Scheme. They understand that you are neither employed, nor self-employed – but somewhere in between.
We use your average day-rate to calculate exactly how much you can borrow, and only place your CIS mortgage with a High Street bank.
In most circumstances, you can borrow up to 5 times your gross annual salary, and access the same fantastic mortgage rates available to someone who is directly employed.