Adrian had lived in the UK for 18 months, working as a CIS carpenter.

He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history.

However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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If you’re reading this as a Construction Industry Scheme (CIS) contractor, then you or your partner are probably struggling to find a mortgage right now. We can help.

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We aim to provide advice to those with:

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Less than 3 years in the uk our advisors can help you find a mortgage

We specialise in Mortgage Advice for Subcontractors paid via the Construction Industry Scheme (CIS)[/vc_column_text][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1566918000464{margin-top: 0px !important;margin-bottom: 0px !important;background-color: rgba(161,46,160,0.9) !important;*background-color: rgb(161,46,160) !important;}”][vc_raw_html]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[/vc_raw_html][/vc_column][/vc_row][vc_row gap=”20″][vc_column width=”3/4″][vc_row_inner][vc_column_inner][vc_column_text]Adrian had lived in the UK for 18 months, working as a CIS carpenter. He initially approached a major High Street bank for a mortgage, but was rejected instantly because he hadn’t lived in the UK for 3 years: the minimum required by most lenders to build up a credit history. However, because he had a 10% deposit, our advisor was able to introduce Adrian to a bank willing to lend the rest of the money he needed to buy his first house.[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/4″ css=”.vc_custom_1565086414132{padding-top: 20px !important;}”][vc_row_inner css=”.vc_custom_1568030764042{margin-bottom: 40px !important;}”][vc_column_inner css=”.vc_custom_1568336008334{background-color: #064382 !important;}”][vc_column_text el_class=”sidebarcustom” css=”.vc_custom_1568030814793{padding-top: 20px !important;}”]Useful Links[/vc_column_text][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”CIS Scheme” read_more=”box” link=”url:%2Fcis-scheme%2F|title:CIS%20Scheme||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”Contractor Mortgages” read_more=”box” link=”url:%2Fcontractor-mortgages%2F|title:Contractor%20Mortgages||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”How Much Can I Borrow” read_more=”box” link=”url:https%3A%2F%2Fwordpress-623710-2665866.cloudwaysapps.com%2Fcontact-us%2F|title:First%20Time%20Buyer||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][bsf-info-box icon=”Defaults-external-link” icon_size=”32″ icon_color=”#ffffff” title=”Case Studies” read_more=”box” link=”url:http%3A%2F%2Fcis.theleadenginedev.co.uk%2Fcase-study%2F|title:Case%20Study||” title_font_size=”desktop:18px;” title_font_color=”#ffffff”][/bsf-info-box][/vc_column_inner][/vc_row_inner][templatera id=”403″][/vc_column][/vc_row]